Credit Analyst- Consumer

Details of the offer

In this key role, you'll be instrumental in creating positive experiences for all stakeholders by building strong relationships with internal & external introducers.
Your responsibilities will include managing loan approvals efficiently and with integrity, while maintaining clear communication.
In return, we can offer you a great opportunity to develop your career in banking within a fun and supportive team!
Key Responsibilities of the role: Oversee new loan applications, conducting thorough assessments in line with our risk guidelines and values.
Develop and maintain relationships with our internal & external introducers.
Ensure consistent service levels for external and internal customers.
Ability to make an approval decision, including assessment of business financials.
Does this sound like you?
Experience in lending decisions and financial analysis.
Ability to thrive in a fast-paced, continuously improving environment.
Attention to detail, great communication skills and building strong relationships.
Understanding of financial legislation regarding CCCFA.
Ability to make an approval decision, including assessment of business financials.
Strong computer skills with numerical ability and excellent written and verbal skills.
Can you see yourself here?
We're innovative and always evolving.
We work together as one team and have big ambitions.
We're committed to creating a culture of inclusivity that celebrates our diverse backgrounds and supports the wellbeing of our people.
We offer real opportunities for learning and career development.
You can also drive change through our internal groups (including Manawa Whenua - our Maori group, the Rainbow Committee, Diversity & Inclusion Committee and our Green Team).
Some of our other benefits include: Some of our perks include employee banking benefits, an excellent insurance package, flexible working options, sports teams (touch, netball and football), and Friday night pizzas and drinks!
Diversity & Inclusion At Heartland, we're proud to celebrate the many characteristics that make each of us different.
We are committed to improving the inclusiveness of our workplace, enabling our people to be authentic and helping us better understand and respond to our customers.
We're a Living Wage Employer, a Hearing Accredited Workplace, and have recently received the Rainbow Tick.
Heartland is an equal opportunity employer.
We strongly encourage everyone to apply and we welcome everyone to the team.
Please let us know if you need any adjustments throughout the application or interview process including a sign language interpreter or speech-to-text reporter.
In your application, feel free to let us know what your pronouns are (for example, she/her, he/him, they/them etc).
Keen to learn more?
For an insight into life at Heartland, check out this video , our Instagram @heartlandbanknz or follow us on LinkedIn here .
Please note you must be eligible to work in New Zealand.
The internal job title for this role is Credit Manager.
We are advertising this role as a Credit Analyst to better reflect the role in the market.
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Nominal Salary: To be agreed

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